The DI Lawyer

The DI Lawyer has an impressive background representing claimants against all major disability insurance companies and helping to negotiate the best, highest value buyout terms for you.

Unlike other law firms that handle a variety of cases, The DI Lawyer exclusively handles buyouts and settlements of long term disability insurance claims, and never represents insurance companies.

Insurance companies sell long term disability policies and collect premiums hoping they will never need to pay monthly benefits. However, once your claim is approved, insurance companies become obligated to pay these monthly disability benefits, meaning they are losing money. Insurance companies will assess how to minimize their financial losses and reduce their costs, and may express an interest in paying off your claim in a one-time lump sum.

When long term disability companies propose an offer for a buyout, the initial terms usually only benefit them, not you, which is discouraging when you financially rely on receiving your disability payments. Unfortunately, this process is overwhelming, stressful, confusing and anything but straightforward.

The DI Lawyer has experience handling claims with all the major long term disability insurance carriers, including Cigna (Life Insurance Company of North America), Disability Management Services, The Hartford/Aetna, Lincoln Financial/Liberty Life, Lucens Group, MetLife, Mutual of Omaha, Principal, Prudential, Sun Life Financial, The Standard and Trustmark.

The DI Lawyer’s practice and strategy revolve around conducting a thorough assessment of your case, including reviewing and negotiating buyout offers, helping to determine if an offer is beneficial to you and in your best interest. Using a network of attorneys, accountants, financial advisors and actuaries, The DI Lawyer has the resources to help determine any financial and tax implications that may arise if you accept a lump sum settlement.

When assessing your case, the DI Lawyer considers many factors, such as the present day value of the offer, if the lump sum amount is taxable and if the payment will be affected by your Social Security Disability Insurance (SSDI) benefits. He focuses on weighing both the short and long-term advantages and disadvantages of accepting a long term disability payout and how the insurance company is calculating their offer.

Focusing on what is best for you, The DI Lawyer offers honest assessments about buyout options and provides you with as much information and guidance as possible so that you can make the best decision for your situation.

If you have received a long term disability payout letter from your insurance company, contact The DI Lawyer today for your free, no cost, no obligation consultation and buyout review. No matter what state you reside in, The DI Lawyer can help you effectively navigate a mutual buyout agreement.

The DI Lawyer focuses on representing you, helping you receive the highest lump sum payment so you can move on with living your life.